⚠️ This is a preliminary comparison — needs reconciliation with accounting. Their files have no explicit FAC/MGA/Treaty flag — only Class of business (Property/Marine/Aviation/Liability/Combined) and Type (Proportional/Nonproportional). No clear Treaty rows found, so the whole sheet was taken as-is. Matches Evgeniy's tracker only in January (+8%) and August (-2%, both partial first days of the month) — every other month accounting runs 26-155% higher, especially May (+155%) and March (+129%). Possible causes: renewals/endorsements not in Evgeniy's tracker, backdated entries (April in this file already grew from $786K to $1.58M vs. the 24.04 snapshot), or a different cutoff date. The first 3 January accounting files had a bug (YTD computed from 2025) — doesn't affect this chart, but worth knowing.
⚠️ MGA / Treaty ($119.7M) — not this year's cash. Mostly EPI (estimated premium income) from MGA partners: they don't always share full reporting, pay in installments (first tranche usually ~3 months out), and the final amount depends on their loss ratio and reserves. A signed slip ≠ guaranteed receipt. Not mixed with Direct FAC given the difference in certainty.
MGA / Treaty — Premium by Month
Rows with Type = MGA/Treaty (large programs), $ per bar
Top MGA / Treaty Programs
By program name (not person), YTD · for reference, not this year's cash
Program
Premium
Roadmap
1. File moved to Shared Drive
2. Live connection
3. Daily auto-refresh
4. + Firm Orders table
5. Export to GRS via API
Recent Entries — August 2026
All 44 rows in the sheet, FAC and MGA/Treaty tagged with badges
